Financial planning services are adapted to people of different ages. The individual strategies and services recommended to someone in one stage of life are often different to those that are recommended to people within a different age group. Experienced financial planners will call upon an age group framework to inform the services they recommend. However, financial advisers must consider individual circumstances, life events and long-term goals when making recommendations.
The mid-life stage typically includes people over the age of 30 but under 50. During this stage of life, people start to have increased financial obligations and start considering their financial future more seriously, making it easier to engage these people in financial planning services compared to younger age groups. These people are within an important stage of their own wealth accumulation period.
Milestones within the mid-life stage
During the mid-life stage, many people will experience increased wealth due to career progression and promotions. How mid-lifers manage this increased wealth can significantly affect their financial future, which is what makes financial planning services especially beneficial at these moments. Even if people in this age bracket aren’t experiencing increased wealth, they could use financial planning services to strive for a more comfortable future.
Some of the other milestones and related services during this time are:
- An increased focus on saving for major purchases, such as buying a property
- Saving to start a family
- Paying for children’s education
- Bolstering emergency funds and retirement investments
For these reasons, many mid-lifers can benefit from specific financial services, such as mortgage advice, savings and investment advice, pension planning and more. Without utilising financial planning services during this stage of life, individuals might miss opportunities to improve their financial circumstances in the future, including during retirement.
Bespoke financial planning services for mid-lifers
As mentioned, it’s crucial that individuals are treated as such and only receive tailored financial planning services. People during this stage of life may need advice and services related to other life events that are fairly common during these ages, such as:
- Business ventures
- Divorce and separation
- Caregiving to parents and loved ones
- Receiving an inheritance or a windfall
- Changing careers and or re-education
Our financial advisers and planners always provide an individual service, which accounts for your specific life events and experiences. Contact us now for more information.
Book a Free Initial Consultation
Speak with a qualified financial adviser to discuss your circumstances and explore your options. This initial meeting is free and without obligation.
Contact UsThe best solutions often start with the right questions!
FAQ'S
We offer a free no-obligation initial consultation, which will allow us to identify your financial planning needs and to determine what services are most suitable for you.
On this meeting, we will provide you with and discuss our Terms of Business brochure. This document clearly details our fees for all areas of advice we provide. We understand individuals’ have different needs and objectives and after our consultation we will be able to confirm our fees. At no point will any chargeable work be undertaken until you are made aware of any associated fees. We are always happy to answer any questions about how and when our fees are payable, however we may not be able to confirm the exact fee until we have completed an initial consultation.
Yes, of course. We welcome the opportunity for you to invite family or a third-party representative to come along to our meetings if you would like the presence of a familiar face. We endeavour to support you, so please make us aware of any additional requirements or provision you require prior to our meeting.
We can meet face to face at our offices in Bexley. Our address is Unit 34 The Hop Store, Old Bexley Business Park, 19 Bourne Road, Bexley, Kent, DA5 1LR.
We can also facilitate home meetings if required, or video and phone calls if this is more convenient for you
We provide a range of advice services, including mortgages & protection, investments, financial planning, retirement planning, and estate planning. If you wish to discuss your enquiry further, please feel free to call the team on 01322 958222.
Yes, Sidney Curtis Financial Limited is an appointed representative of Quilter Financial Services Limited, which is authorised and regulated by the Financial Conduct Authority (FCA) and is registered on the FCA register with Firm Reference Number 440703. Sidney Curtis Financial Limited is also registered on the FCA Register with Firm Reference Number 1052400.
We offer a free no-obligation initial consultation, which will allow us to identify your financial planning needs and to determine what services are most suitable for you.
On this meeting, we will provide you with and discuss our Terms of Business brochure. This document clearly details our fees for all areas of advice we provide. We understand individuals’ have different needs and objectives and after our consultation we will be able to confirm our fees. At no point will any chargeable work be undertaken until you are made aware of any associated fees. We are always happy to answer any questions about how and when our fees are payable, however we may not be able to confirm the exact fee until we have completed an initial consultation.
Yes, of course. We welcome the opportunity for you to invite family or a third-party representative to come along to our meetings if you would like the presence of a familiar face. We endeavour to support you, so please make us aware of any additional requirements or provision you require prior to our meeting.
We can meet face to face at our offices in Bexley. Our address is Unit 34 The Hop Store, Old Bexley Business Park, 19 Bourne Road, Bexley, Kent, DA5 1LR.
We can also facilitate home meetings if required, or video and phone calls if this is more convenient for you
We provide a range of advice services, including mortgages & protection, investments, financial planning, retirement planning, and estate planning. If you wish to discuss your enquiry further, please feel free to call the team on 01322 958222.
Yes, Sidney Curtis Financial Limited is an appointed representative of Quilter Financial Services Limited, which is authorised and regulated by the Financial Conduct Authority (FCA) and is registered on the FCA register with Firm Reference Number 440703. Sidney Curtis Financial Limited is also registered on the FCA Register with Firm Reference Number 1052400.