Financial planning services are often categorised based on age groups. This generic framework informs financial advisers on which financial planning services are likely to be most beneficial to clients of specific ages. Yet, all financial planning services must be provided with the individual client's needs in mind, including an understanding of their life experiences and future financial goals, which may differ from other people their age.
The framework includes the End of Life and Estate Planning Stage, which is hopefully a stage late in retirement but can be brought forward when a younger person has been diagnosed with a terminal illness. Our team understand that this can be a difficult time for the client, but strive to provide the most reassuring and empathetic end-of-life financial planning service.
End-of-life financial planning explained
This stage of life is within a wider stage known as the wealth decline stage, whereby all wealth accumulated has been enjoyed to fund a retirement lifestyle or is now being prepared to be gifted away. This stage may include specific financial planning advice services, including but not limited to:
- Preparation for end-of-life expenses, such as a funeral
- Updating Last Will and Testaments
- Arranging Trusts
- Estate planning services
- Asset transitions
Health crisis within the end-of-life stage
Not everyone within the end-of-life stage will be experiencing serious medical issues. Some people enter this stage based on their age alone. However, if the client has entered this stage due to medical problems, they may need more specific financial planning services to help them factor in medical expenses as part of their finances. This will be provided based solely on the person’s individual needs and preferences.
Call our team to speak with a qualified and experienced financial planning adviser. We only provide compassionate and personalised financial services.
THE FINANCIAL CONDUCT AUTHORITY DOES NOT REGULATE ADVICE ON WILLS, TRUST AND ESTATE PLANNING.
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FAQ'S
We offer a free no-obligation initial consultation, which will allow us to identify your financial planning needs and to determine what services are most suitable for you.
On this meeting, we will provide you with and discuss our Terms of Business brochure. This document clearly details our fees for all areas of advice we provide. We understand individuals’ have different needs and objectives and after our consultation we will be able to confirm our fees. At no point will any chargeable work be undertaken until you are made aware of any associated fees. We are always happy to answer any questions about how and when our fees are payable, however we may not be able to confirm the exact fee until we have completed an initial consultation.
Yes, of course. We welcome the opportunity for you to invite family or a third-party representative to come along to our meetings if you would like the presence of a familiar face. We endeavour to support you, so please make us aware of any additional requirements or provision you require prior to our meeting.
We can meet face to face at our offices in Bexley. Our address is Unit 34 The Hop Store, Old Bexley Business Park, 19 Bourne Road, Bexley, Kent, DA5 1LR.
We can also facilitate home meetings if required, or video and phone calls if this is more convenient for you
We provide a range of advice services, including mortgages & protection, investments, financial planning, retirement planning, and estate planning. If you wish to discuss your enquiry further, please feel free to call the team on 01322 958222.
Yes, Sidney Curtis Financial Limited is an appointed representative of Quilter Financial Services Limited, which is authorised and regulated by the Financial Conduct Authority (FCA) and is registered on the FCA register with Firm Reference Number 440703. Sidney Curtis Financial Limited is also registered on the FCA Register with Firm Reference Number 1052400.
We offer a free no-obligation initial consultation, which will allow us to identify your financial planning needs and to determine what services are most suitable for you.
On this meeting, we will provide you with and discuss our Terms of Business brochure. This document clearly details our fees for all areas of advice we provide. We understand individuals’ have different needs and objectives and after our consultation we will be able to confirm our fees. At no point will any chargeable work be undertaken until you are made aware of any associated fees. We are always happy to answer any questions about how and when our fees are payable, however we may not be able to confirm the exact fee until we have completed an initial consultation.
Yes, of course. We welcome the opportunity for you to invite family or a third-party representative to come along to our meetings if you would like the presence of a familiar face. We endeavour to support you, so please make us aware of any additional requirements or provision you require prior to our meeting.
We can meet face to face at our offices in Bexley. Our address is Unit 34 The Hop Store, Old Bexley Business Park, 19 Bourne Road, Bexley, Kent, DA5 1LR.
We can also facilitate home meetings if required, or video and phone calls if this is more convenient for you
We provide a range of advice services, including mortgages & protection, investments, financial planning, retirement planning, and estate planning. If you wish to discuss your enquiry further, please feel free to call the team on 01322 958222.
Yes, Sidney Curtis Financial Limited is an appointed representative of Quilter Financial Services Limited, which is authorised and regulated by the Financial Conduct Authority (FCA) and is registered on the FCA register with Firm Reference Number 440703. Sidney Curtis Financial Limited is also registered on the FCA Register with Firm Reference Number 1052400.